Francis Marion University tuition 2013-14 Reviews
Information about Francis Marion University tuition 2013-14, college scholarship search, and student loan consolidation, to help you find money for college. According to the US Department of Education, 45 million Americans are still repaying student debt, and 90% of students used an average of 4 credit cards during their college career, to pay for some educational expenses. An average full-time undergraduate student gets $6,500 in financial aid, along with $1,000 in tax-based aid to offset tuition and fees. Francis Marion University tuition increases have impacted student expenses, forcing students to be thrifty with their financial aid awards. Finishing a year early takes off a substantial portion of the overall tuition bill, while taking five years compounds the tuition expense, and delays entry into the workforce.
If you use credit cards, pay the outstanding balance each month, as missing just one payment can increase your interest rate. Also, keep in mind that some of the best deals in college education are to be found right in your home state, where tuition costs at public universities may be much lower for in-state students. Tuition rates and fee statistics follow below, including both in-state and out-of-state tuition and fees. Where data is available, students can anticipate the following educational expenses:
tuition = $8,145
fees = $335
credit hour = $407
graduate tuition = $8,345
graduate fees = $335
grad credit hour = $417
tuition = $16,290
fees = $335
credit hour = $815
graduate tuition = $16,690
graduate fees = $335
grad credit hour = $835
Francis Marion University Scholarship InformationFastWeb.com is without argument one of the leading free scholarship services. FastWeb isn't a scholarship search engine, it's more like financial project management software. Students with disabilities should apply for scholarship awards intended for people with specific disabilities, and search for foundations that support disability education. The Gates Millennium Scholars program is a minority scholarship program targeted towards outstanding African-American, American-Indian, and Latino students. Scholarship search sites work for you, to find scholarship programs that match your criteria. With more than 1.5 million scholarships worth more than $3.4 billion, the FastWeb.com scholarship search is the largest, and most frequently updated scholarship database. Average students often ask whether there are any scholarships available to students who don't have a 4.0 GPA. In fact, there are many scholarships for average students, such as athletic scholarships, music scholarships, and need-based scholarships. Try Scholarships.com, and FindTuition.
Of the students receiving aid in any form, 72% are able to get grants, averaging $6,419. Some 42% of students seeking financial aid obtain Pell Grants, with the average amount being $3,611 received. Government scholarships and grants, combined with private scholarships, only account for a third of total college aid. Loans, earnings, and savings make up the remaining two thirds. There are tax benefits to saving in a section 529 college savings plan or prepaid tuition plan. In exchange for a service commitment, the Reserve Officers' Training Corps ROTC program provides you with money for college while you're in school. There is no military commitment for the first year in ROTC, allowing you to ROTC on a trial basis. Full ROTC scholarships pay for almost all tuition, fees, and textbook costs for four years of college. Call 1-800-USA-ROTC Army for more information, or visit the Army National Guard or Army Reserve websites. Francis Marion University scholarship application forms are available from the financial aid office. Scholarship requirements vary, depending on the particular scholarship program, with scholarship deadlines occurring well in advance of college admission deadlines.
Financial Aid Application Information
63% of undergrads are awarded financial aid, while the total amount of financial aid distributed exceeded $3,873,259. Student borrowers with bad credit can expect the interest rates on student loans to be as much as 6% higher, and loan fees as much as 9% higher, than advertised loan rates. When Federal student loans enter repayment, they are automatically enrolled in standard repayment. Under it, a borrower has 10 years to repay the total amount of his or her student loan debt. Please note that the Francis Marion University financial aid application deadline is strictly enforced by the financial aid office, so submit your scholarship application early to maintain the best chances of receiving financial aid. The official FAFSA website is www.fafsa.ed.gov and is free. Other websites look like the FAFSA website, but are deliberately misleading. Other financial aid forms are available online, at the Francis Marion University financial aid office website.
The Federal Student Loan Program contributes approximately $7,860 loan to the students qualifying for federal student aid. Federal Direct Student Loans, also known as Direct Loans or FDLP loans, are funded from public capital originating with the U.S. Treasury. Private student loans are additional student debt that is not guaranteed, offered directly to students by a commercial bank, employee credit union, or finance company. Student loans should be seen as the measure of last resort, as this entails graduating with a substantial student debt to repay when just starting work.
Financial Aid Loan Calulators
Beyond the cost of college tuition, students will face an array of additional expenses, starting
with the cost of a studio or one bedroom apartment near Francis Marion University. Student credit cards may seem like a good short-term solution, but the interest rates are high, and credit cards often carry an annual fee. You can get a free credit check or a free credit report online, just for submitting a student credit card application, whether you are approved or not. If you already have student loans, a loan consolidation plan may help reduce monthly loan payments. Finally, if you still are in need of extra money, taking on Francis Marion University work-study or starting an online business may help pay your rent.
Tuition data is listed above, where available.
Textbooks = $400 per semester
Housing, utility costs = $3,600
Dining expenses = $2,780
Room + meals = $6,380
Other living expenses must be considered individually, such as transportation costs, phone bills, health insurance, and entertainment.
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